Health Discount Plans usually offer discounts of 10% to 50%, and sometimes more on various medical, dental, vision and prescription services. The health practitioner you will see as part of this system has agreed to participate in the discount service by signing a contract with the discount company.

For Example, a doctor's fee may normally be $80 for an office visit, but the doctor has agreed to lower the fee by 20% to members of your discount plan. Therefore you will now pay the doctor 20% less than $80, which is $64.

Health Discount Plans often provide many of the same medical services as provided by an Insurance plan, but at discounted prices. Unlike a health insurance company, discount health organizations do not pay the health provider for any services; they only guarantee discounts to you as a member. With Health Discount Plans, you pay for the service up front and get your discount immediately, whereas with some insurance plans you pay for the service, submit your claim and wait for your reimbursement for your portion of the claim.

For those people who cannot get health insurance because of a pre-existing condition, health discount plans are a good solution as many discount health plans will not exclude you from joining. In addition health discount plans do not have age restrictions, deductibles, waiting periods, or requirements for medical exams. Health Discount Plans are a cost effective means for services and products that promote health and provide the peace of mind that good healthcare provides. Health Discount Plans previously were only used by people without employer provided health insurance, or that were uninsured. Today, Health Discount plans are used by many companies in addition to the traditional health insurance to assist in lowering their health care costs.

No. This is a discount plan that saves people up to 50% on the costs of certain services. Some people refer to it as a "discount fee for services plan". Unlike insurance, our plan has no deductibles, no waiting period, no claim forms, no annual limits, and no exclusions.

You can expect to save as much as up to 50%, depending on the Health Service and the program you choose. Below is just a brief overview on the savings you can expect per service:

• Up to 85% discount on prescription medications
• 10 to 30% discount on Chiropractic & Alternative Medicine
• 25% discounts on Vitamins & Supplements
• 20 - 50% discount on dental services
• 20 - 40% off of retail price on medical supplies
• 20 - 25% off of retail price on Nutritional supplements
• 20 - 25% off of retail price on Daily living aids
• 25 - 50% off of Health Club Services and Fees
• 30 - 62% on all hearing aids at any HearPO provider
• 15 - 25% discount on hotels, motels and resorts worldwide
• Never pay more than $75.00 for any legal service fee
• 25% discount on your pets visit to the veterinarian
• Up to 30% discount for pet services and pet supplies
• 40 to 50% off all eyewear
• 15% discount on contact lenses
• 15% discount on Lasik and PRK procedures

The cost of the program is inexpensive and saves you money. In fact, we believe that the card pays for itself every time you use it.

There is a one time enrollment administrative fee of $15.00.

Then all you do is pick the program that best suits your needs and you pay a low monthly fee associated with that program as follows:

• Rx Discount program is $14.99 per month
  (Save up to 85% on prescription medications)
• Silver Discount program is $19.99 per month(Discounts on Chiropractic, Dental, Diabetes Management & Lifestyle Enhancement, Hearing, 24-hour Nurse Line, and Vision)
• Gold Discount program is $29.99 per month(Discounts on Chiropractic, Counseling, Dental, Diabetes Management & Lifestyle Enhancement, Hearing, Hospitals, Identity Theft Insurance, 24-hour Nurse Line, Physicians, and Vision)
• Platinum Discount program is $39.99 per month(Discounts on Concierge Services, Chiropractic, Counseling, Dental, Diabetes Management & Lifestyle Enhancement, Health Club Network, Hearing, Hospitals, Hotel and Car Rental, Identity Theft Insurance, Legal Services, 24-hour Nurse Line, Pet Network, Physicians, Tax Advice, and Vision)

No. In order to make the plan as simple as possible for all concerned we have set flat fees per program. However, if you are married or are enrolling as a family you must provide your dependants name and information on the enrollment forms, so that the cards can be properly issued. If you are enrolling as a single person now but get married or start a family in the future, you would need to advise us of your dependants name(s) and information so that we can update our files and provide you with a new card that states your name and Family. (E.g. Jane Doe and Family).

No, there is no limit to the number of people that can be on the card, as long as they are all dependants or immediate family members and they are living at the same address. This can include: Spouse, children and parents.

All you have to do is simply present your All Care Benefits Card at the time of payment to receive the discounted price.

No. Everyone qualifies and a physical is not required to join any of the All Care Benefits programs.

No. This program is not insurance. As such, there are no deductibles, no waiting periods, no pre-existing condition exclusions, reimbursements, etc.

There are no claim forms to file. You simply pay the provider the discounted fee at the time of service.

One of the great things about our plans are there are no limits on usage. You may use the benefits as many times as needed.

Yes. In fact, there are many occasions when the card will save you money. If your current coverage does not apply to your family, excludes certain coverage or has a maximum allowance then All Care Benefits may assist you.

You may have a pre-existing condition not covered by your insurance, you may have a high deductible on your insurance plan, or your plan may not cover some procedures or alternative medicine and treatments and the All Care Benefits card will be of particular benefit for you in these instances.

However, if you have a co-pay plan wherein you pay your provider a flat fee or percentage of the cost of the service or product with your current insurance plan, then the All Care Benefits program(s) can not be used in conjunction with your medical insurance.

If you are going to a doctor who is Medicare provider, you are receiving the discounted rate and cannot receive additional discounts. You may use the All Care Benefits card if your provider doe not accept Medicare assignment. The All Care Benefits card, depending on the plan you choose, offers savings on many other services not covered by Medicare such as prescription drugs, dental care, hearing aids, chiropractic care, vision care, pet care, legal advice and other value added benefits. In addition our 24 hour Nurses Hot Line is another great benefit for everyone.

No. All Care Benefits cannot be used with another discount card to obtain double discounts; only one discount program may be presented at a time.

Yes. We offer group membership to any company or organization of 10 employees or more. Just call us toll free at 1-866-268-8280 and ask to speak with our General Manager.

Yes, you may cancel at anytime. All you have to do is advise us that you wish to cancel out of the program and we will cancel your enrollment.